Workers’ Compensation Claim Eligibility
Workers’ compensation eligibility depends on several factors depends on your specific state, the industry or if it is the federal government. All in all, most employees are covered by a workers’ compensation plan of some sort.
For example, in Florida employers who have four or more employees, and construction companies with even just one employee, must provide coverage. Georgia on the other hand insists that businesses with three or more employees must provide insurance. Then, New York says every employer must offer insurance.
Many accidents included in claims are:
- Unintentional injuries
Worker’s do not have to prove fault. However, he or she must report the injury within 30 days of the accident. Many states allow two years for a claim. It is important to provide these details in your report:
- Witness names
- Accident location
- Accident cause
- Time and date of injury