Chronic Fatigue Syndrome Long Term Disability Claim
Chronic fatigue syndrome (CFS) is a condition that causes severe and ongoing fatigue. Rest does not improve the condition. Another name for CFS is chronic fatigue and immune dysfunction syndrome (CFIDS) and myalgic encephalomyelitis (ME). Researchers don’t know what causes CFS. Age, gender, exposure to prior illnesses, and stress also may play a role.
Chronic Fatigue Syndrome Symptoms
Symptoms of the illness include:
- Sore Throat
- Low-grade fever
- Painful joints
- Concentration problems
- Swollen glands
- Muscle weakness
Long Term Disability Claim
Individuals with CFS may not be able to perform work activities on a full time basis and must apply for Long Term Disability (LTD) benefits. Many claim agents find it hard to categorize the permanent disability of a person afflicted with CFS. This is why many people are denied. It is important to provide medical records with the appeal.
Under most LTD policies, an individual is considered disabled if he or she is:
- Unable to perform the material duties of his or her own occupation for the first two years of the policy
- Unable to perform the duties of just about any occupation after the first two years of the policy.
Any proof of chronic fatigue syndrome symptoms will help. This should include clinical and laboratory findings.
A complex litigation attorney will help compile your appeal. Plus ensures it contains all lab test results, hospitalizations, doctor visits and reports, and a complete list of medications and their side effects. Along with documentation of over a year of having:
- Swollen or sore lymph nodes on physical examination
- Fluidless sore throat
- Repetitive muscular pain
- Tender points
- Epstein-Barr virus positive
- Abnormal MRI
- Abnormal sleep studies
CFS can be a difficult disease to document clinically. The medical tests and laboratory results do not always reflect the degree of the illness. Therefore, it is important to make sure you have complex litigation attorney in your corner when you file an appeal.
Premier Complex Litigation Attorneys
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Most of all, our law office is resourceful and dedicated to pursuing any compensation you are due. Because of this, we have received a high degree of peer recognition and professional achievement, such as inclusion on numerous Plaintiff Steering Committees. We will take whatever legal measures are necessary when fighting for your rights to damages.
If you have been injured or are prevented from working due to a physical or mental disability, it is important that you understand the LTD benefits you are entitled to. Our staff takes great care to offer the personalized and informative advice you need to understand your specific plan and the process of obtaining your benefits. Our attorneys have represented many clients in the past with complex cases. We will work tirelessly to obtain results on your behalf.