Addiction Disability Claim

Many don’t realize that many group long-term disability insurance policies include coverage for a work disability due to drug and or alcohol addiction and dependency. Benefits can be limited for only two years. However, the long-term disability benefit amount is the same as for physical illness disability. This is usually 60% of base income.

Long Term Effects of Addiction

It can be a constant struggle to stay sober. For many, it is not a straight path. It is marked with many attempts to stay sober. These include going to rehabilitation facilities to help get back on track and maximize the chance of  lasting sobriety. When this happens, many people stay for months to try and become sober again. A long-term disability claim can help recover the financial costs of going to rehab.  

Claim Denial

Insurance companies commonly deny an addiction disability claim. They do this by claiming that your addiction is a pre-existing condition. If that doesn’t work, they will impose long waiting periods. However, an experienced complex litigation attorney can help navigate these frustrating tactics. The Michael Brady Lynch Firm has over 20 years helping victims. If you or a loved one is suffering from opiate addiction, alcoholism or any other form of addiction, we can help you obtain the coverage you qualify for.

Premier Complex Litigation Attorneys

The Michael Brady Lynch Firm has successfully represented thousands of consumers and recovered millions of dollars for their clients. Our team of attorneys has been recognized as some of the most experienced and successful in the country. Our award-winning staff is also sought after for our knowledge on complex litigation, scientific evidence development, negotiation strategies and trial tactics.

Most of all, our law office is resourceful and dedicated to pursuing any compensation you are due. Because of this, we have received a high degree of peer recognition and professional achievement, such as inclusion on numerous Plaintiff Steering Committees.  We will take whatever legal measures are necessary when fighting for your rights to damages.

If you have been injured or are prevented from working due to a physical or mental disability, it is important that you understand the LTD benefits you are entitled to. Our staff takes great care to offer the personalized and informative advice you need to understand your specific plan and the process of obtaining your benefits. Our attorneys have represented many clients in the past with complex cases. We will work tirelessly to obtain results on your behalf.

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