Dog Bite Compensation
The homeowner’s insurance will cover compensation after a dog bite claim. In fact, the Insurance Information Institute says that more than one-third of all homeowners’ insurance liability claims involve dog bites. The fact that you or your child has been bitten by a neighbor, relative, or friend’s dog should not stop you from seeking compensation through the dog owner’s insurance policy.
Even if the dog’s owner does not have coverage, the injured party can still bring a legal claim against the owner to collect compensation for their losses. Dog bites may also be covered by automobile insurance if the injury is sustained in the owner’s motor vehicle or by animal insurance if the owner elected to purchase such coverage.
Even if the dog’s owner does not have coverage, the injured party can still bring a legal claim against the owner to collect compensation for their losses. To find out whether the dog’s owner is insured, an experienced attorney will ask to see the “declarations page” of their homeowners’, animal or renters’ insurance. If the insurance limits seem inadequate, we will determine whether the owner has a supplemental policy which may cover the incident.
If the dog’s owner denies having coverage or is unwilling to provide the details of the plan, these documents can be obtained during the discovery phase of the lawsuit, where attorneys for both parties share information regarding the accident and injury.
In other cases, when a worker such as a deliveryman, utility or sanitation worker is bitten by a dog while performing job duties, the injured worker may be eligible for workers’ compensation benefits. This is in addition to compensation from the dog owner.
Contact An Attorney
According to the Center For Disease Control (CDC), approximately 4.5 million dog bites occur in the United States every year, and 900,000 of those bites become infected. The U.S. population is approximately 325.8 million people as of 2017. That means a dog bites 1 out of every 72 people.
If you or a loved one has suffered the shock and pain of a serious dog bite, attack or mauling, our complex litigation attorneys can work to help put the pieces of your life back together. The attorneys at The Michael Brady Lynch Firm have witnessed the devastating physical, emotional and financial effects these injuries can have on their victims. We have seen clients suffer serious injuries, which posed the risk of permanent scarring and incur costly medical bills for related treatments. We can help you obtain compensation for medical bills and other losses, including your pain and suffering.